Property investment advice is crucial to making a success of your property endeavours.  I have learned much of what I know from experts within the industry, from seasoned property investors to specialist lawyers and finance brokers.  They have taught me many things about investing in property and the benefits it offers above other types of investment.

Firstly, property is much less volatile than other forms of investment.  The stock market may offer the potential for sensational returns but it can also be extremely risky.  ‘The value of your investments can go down as well as up’, of course.  Property also has peaks or troughs but over the medium to long term the values of property generally increase and the timescale for such changes is also months and years, not hours and days as with the stock market.

A great piece of property investment advice that I learned early in my property career was that property is a great way to invest using other people’s money rather than your own.  Buy to let mortgages are widely available and, unlike shares where you have to purchase the asset using your own funds, property can be bought using a combination of your money and that which you have borrowed from the bank.  Furthermore, the payments to that loan can be funded by the rental income generated by the property.  It is therefore a terrific way of watching an asset appreciate in value without you having to fund the entire purchase yourself.

The third main benefit of investing in property is that you own a tangible asset.  As it appreciates in value (over the past ten years the UK has seen an average growth of 11.2% per annum) you will obtain more and more equity in the property which can be released.  I am many other investors have been able to build up our portfolios by releasing equity as our existing investment properties have increased in value.

I have picked up many property investing tips over the years and they have helped me hone my property investor skills.  There are many advantages of property as a form of medium to long term investment and by listening to the advice of seasoned property professionals you too can reap these financial benefits.

This is the latest property of the week curtsey of Property Mentor, the property investment experts. It”s based in London and is a lovely 4 bedroom property.

Area – London
Property type – Split Level Maisonette
Number of Bedrooms – 4
Length on Market – 3 Months
Valuation – £340,000
Positive Cash Flow – £1,400 per Month

According to recent studies, bankruptcy has risen by 7% in the last quarter of this year. The second highest recorded figure since 1995 – yes over 13 years ago.

Spread across both England and Wales, over 13,653 people have petitioned for bankruptcy, whilst a further 3,184 wind-up petitions have been released by company’s.

And the cause for this sudden rise? The answer is simple. In light of the recession, unemployment and debt levels have been rising, bringing with it tighter credit conditions and more and more homeowners becoming trapped in negative equity.

Now we know this may all look negative, but there is a solution. And one that can solve all of the above and offer you more than financial balance; more than the chance to break even, but real, substantial profits – for life.

So what is this all inclusive answer? It is right in front of you: Buy-to-let.

Visit us weekly to see what the hot property is.

Area Cambridge

Property type Semi detached

Number of bedrooms 5

Length on market 7 months

Valuation £250,000.00

Positive Cash Flow £519.00 per month

This property was chosen from a selection of properties available this week, but felt to be the most promising deal with the potential returns.

With now being the time to buy investment properties, making the right choice is important.

Bear in mind that one of the reasons that house prices keep on fluctuating is because the government cannot match demand for permenant housing in England.  There is a shortfall of 300,000 properties each year so although for now property prices have seen a slight decrease they will always rise as demand is higher than supply.

This is a new segment I will be hosting where my original property investment tutors, Property Mentor, recommend a property of the week to me, for you guys.

Usually you would only get this information from their mailing list but I have been given rights to give it to you for free. Bascially we will look at a property available on the market and see how you could make money from this and similar buildings.

Anyway here is the first entry!

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Area - East London

Property Type – Semi Detached

Number of Bedrooms - 4

Been on the Market – 8 Months

Valuation – £289,950

Monthly Positive Cash Flow – £323/Month

What would you say if we could prove to you that in a few short months the lending market is going to turn? That banks will soon be begging you to invest – would you think we were crazy? Well, it’s true! All of it.

You see, whilst it may appear as though lending options have virtually disappeared in the last 6 months, everything is going to change very, very soon. In 2 months in fact.

Confused? Wondering what the hell we are on about? Let us explain.

Every Bank, big or small, has got sales targets; targets which they need to fulfil. So although it may look as though they are sitting back quietly. Content to offer no new deals. All they are really doing is waiting.

Waiting for the New Year, when they will have been set new targets, new goals and new incentives. And let’s just say, you will soon be seeing a completely different side to their strategy.

They’ll be throwing so many deals at you – left, right and centre – you won’t know where to look. You will be in an investors heaven!

Impressed?

Well, what if we were to tell you that there is more to this story? Yes we know, MORE.

That NOW is the time to act on this information. Not next week. Not in 2 months when these deals are coming through. But NOW, NOW, NOW. Would you be tempted to find out why?

It’s simple.

Research… stacking… approaching a broker… they will all take a little time, especially if you’re looking for the perfect property to match these incredible deals.

But if you begin now. Yes this very second, you could soon have a selection of properties ready and waiting to harness these deals, and have exclusive first dibs!

And it will definitely be worth it.

Look in the press. Go on take a closer look. As we speak, the media is filled with stories of 50% rises in rental demand; 1.5% interest rate cuts and 15% falls in property prices… incredible figures that will make all your future investments highly profitable; easily accessible and available at a HUGE discount price.

They are just too good to miss, especially when you add these new deals to the mix.